home with as little as 5% deposit.

Who is it for?
The ‘Help to Buy Equity Loan’ and ‘Help to Buy Mortgage Guarantee’ are available to first time buyers.

Help to Buy Equity Loan - The Government will lend you up to 20% of the value of your new build New Dawn home up to the value of £600,000 through an interest free equity loan for five years. This means you’ll only need to secure a 75% mortgage with a 5% deposit.

Help to Buy Mortgage Guarantee - The government provides your mortgage lender with a guarantee of up to 15% of the property’s value, meaning that lenders are able to offer higher loan to value mortgages. A 95% mortgage will need to be secured. The scheme is available in England and Wales on house purchases up to £600,000.

If Help to Buy would help get you moving, book an appointment with one of our sales consultants.

Home Exchange helps you buy a brand new Dawn home while we take the hard work out of selling your old property, by arranging valuations, appointing an estate agent, taking care of all the paperwork and even paying the agents’ fees.

For all homeowners looking for a hassle free way to sell their home.

Home Exchange helps you move into your brand new Dawn home in three simple steps:
Step 1) Find your New Dawn home.
Step 2) We’ll arrange for two estate agents to value your property and we will make you a home exchange offer and appoint an estate agent to market your property
3) When a deal is agreed, New dawn will pay the agent’s fees leaving you free to purchase your new Dawn home.

For an easier way to move, talk to a New Dawn Sales Consultant today about how Home Exchange can help get you moving.

The very first step for buying a new home is to check how much you can borrow, see how much your deposit will need to be and get a mortgage agreed in principle. This doesn’t tie you into anything – you can always choose a different provider later.

Now for the exciting bit – choosing a home.

A solicitor takes care of all the legal aspects of the home-buying process. Remember to shop around for the best rate and make sure you find one that specialises in conveyancing (preparing the property transfer documents).

In the traditional home-buying process, this stage is similar to the ‘make an offer’ stage. Once your home is reserved, no one else will be able to reserve it.

There are plenty of options to consider when it comes to a mortgage. Once you’ve done your research (or spoken to a mortgage adviser – we can put you in touch if you like) you can select the option that’s best for you.

Your mortgage lender will want confirmation the home is worth what you’re paying for it. They’ll organise the valuation for you – this will involve a fee. The survey checks the condition of your new home.

Your solicitor will look after this for you. It’s all about formally transferring ownership from us to you (known as conveyancing), and checking there are no legal obstacles in the way, like local plans that may effect the value of the property.

Once the legal work is complete, your solicitor will exchange contracts with us. This is when you pay your deposit and commit to the deal taking place.

On the date of completion, you become the legal owner of your new home.

The full cost of the property is transferred from your mortgage lender to the seller. You can now organise your move.

We’ll then invite you to your New Home Tour, where we’ll take you round your new home and show you where things are and how everything works.

Then the keys are yours and you can move in!